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Legal Disclaimer, Photo Credits, Federal Trade Commision

Updated 03/31/2017


Copyright 2016-2017. Ripple Effect Press, LLC. All Rights Reserved. Content on this site is the sole property of Jill Kemerer and has been provided for the reader’s informational purposes only. The author makes no representations as to accuracy, currentness, suitability, or completeness on this site and will not be liable for any loss or damage (including without limitation indirect or consequential loss or damage) arising out of or in connection with the use of this site. All information is provided on an as-is basis. All content posted on this site is the original work of the author and is protected by U.S. and international copyright laws and cannot be stored on any retrieval system, reproduced, reposted, displayed, modified or transmitted in any form, electronic or otherwise without written permission of the copyright owner/s, with the exception of excerpts of content which may be quoted as long as a link is provided back to the source page on this site.


A name and email address is collected when a person signs up for Jill Kemerer’s newsletter via a third party email subscription service. Subscribers may unsubscribe at any time. Winners of giveaways are contacted via email by Jill Kemerer. Physical addresses may be kept on file for business records. Personal information collected as outlined above will never be sold or shared.

All blog comments can be seen by the public.


Images on this site are personal property of Jill Kemerer or stock photos requiring no attribution (Creative Commons CC0) with the exception of book cover art and photos of authors/guests.

Love Inspired book covers: Copyright © 2015-2017 by Harlequin Enterprises Limited. Cover Art used by arrangement with Harlequin Enterprises Limited ® and ™ are trademarks owned by Harlequin Enterprises Limited or its affiliated companies, used under license.

Author photos of Jill Kemerer by Valerie Giovannucci, Natural Influence Photography.

If there is an image on this site that you believe belongs to you and you do not want it to appear on this site, please email with a link to the image and it will be promptly removed.



All of the views shared on this website/blog are strictly my own. Any book that is reviewed has been provided: 1) By the original author, for an honest review, 2) The Publisher, for an honest review, or 3) have been purchased by me. Reviews represent my own honest views and opinions and are in no way influenced by a third party. I have no obligation to represent anything on this blog and have not received any compensation (monetary or otherwise) to present my original opinion on any product.

All giveaways on this blog are provided by the blog author, book author and/or publicity firm on behalf of the publisher. The author of this blog, Jill Kemerer, is not responsible for any views they express in their work and/or on this (or any) site. Giveaways are managed through a third-party application such as Giveaway Tools or Rafflecopter. For complete rules of a giveaway, see the terms and conditions as stated in its entry form. Giveaways are void where prohibited.

Jill Kemerer is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Jill participates in additional affiliate programs that pay her a small fee without increasing the price to the consumer. Google Play and the Google Play logo are trademarks of Google Inc. For more information about the FTC, visit:

These terms may be updated at any time.

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